Appraisal services for Idaho Falls and Bannock County homeowners
See the top 7 reasons Idaho homeowners call on Adam's Appraisal Services:
At Adam's Appraisal Services, we understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. Being a regular homeowner that most likely doesn't look at appraisals on a regular basis, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Adam's Appraisal Services, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value conclusion than yours.
Challenging a property tax assessmentIf you live in a region that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Adam's Appraisal Services is your number one weapon when contesting your property tax assessment.
Appraisals to remove PMIA popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Adam's Appraisal Services is experienced in helping people just like you remove unneeded PMI insurance.
HELOC recently frozen?If your house is in a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. Adam's Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.
Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Adam's Appraisal Services offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.